Religion and Ethics Forum

Religion and Ethics Discussion => Christian Topic => Topic started by: Rhiannon on September 15, 2018, 09:33:47 PM

Title: CofE considering buying Wonga
Post by: Rhiannon on September 15, 2018, 09:33:47 PM
https://www.bbc.co.uk/news/uk-45534283

Wow.
Title: Re: CofE considering buying Wonga
Post by: Roses on September 16, 2018, 09:10:59 AM
The CofE as a loan shark, dear, dear! :o
Title: Re: CofE considering buying Wonga
Post by: Anchorman on September 16, 2018, 09:42:11 AM
The CofE as a loan shark, dear, dear! :o




Not really.
I don't think this is a good idea....Wonga's just one firm....by buying it, they might set a precedent and they have other priorities.
But why would offering a loan at a considerably reduced rate of interest - as I understand it, lower than the normal market rate for such operations, be considered being a 'loan shark'? do you have any experience of real loan sharks? Living in a town which suffered financial meltdown after Thatcher butchered the mines, I know of the desperate families who got into real difficulties with these people, who came to reclaim their debt, not with law suits, but baseball bats.
Title: Re: CofE considering buying Wonga
Post by: Rhiannon on September 16, 2018, 09:51:10 AM
The CofE as a loan shark, dear, dear! :o

You don't know what you are talking about.
Title: Re: CofE considering buying Wonga
Post by: Rhiannon on September 16, 2018, 09:52:41 AM

I don't think this is a good idea....Wonga's just one firm....by buying it, they might set a precedent and they have other priorities.


Could this be guilt because back in Wonga's heyday the CofE invested in them? I see this as an attempt by Welby to find some reparation.
Title: Re: CofE considering buying Wonga
Post by: Nearly Sane on September 16, 2018, 09:57:40 AM
Could this be guilt because back in Wonga's heyday the CofE invested in them? I see this as an attempt by Welby to find some reparation.
I think it has elements of that. It may be that Selby will push for more of this in an attempt to change the image. I get that it won't stop the market in loan sharing but it will at least help some people. Not sure though that it will be easy to run.
Title: Re: CofE considering buying Wonga
Post by: Rhiannon on September 16, 2018, 10:02:29 AM
I expect that the administrative side of the church will ultimately decline to take it on. It's not just for Welby to decide.
Title: Re: CofE considering buying Wonga
Post by: Steve H on September 16, 2018, 10:07:38 AM
The CofE as a loan shark, dear, dear! :o
Typical half-witted, ill-informed comment.
Title: Re: CofE considering buying Wonga
Post by: Roses on September 16, 2018, 11:55:41 AM
Typical half-witted, ill-informed comment.

I must be following your example! ::) My comment was actually meant to be amusing.
Title: Re: CofE considering buying Wonga
Post by: Anchorman on September 16, 2018, 03:50:45 PM
I must be following your example! ::) My comment was actually meant to be amusing.



You think loan sharks are amusing?

Title: Re: CofE considering buying Wonga
Post by: Roses on September 16, 2018, 03:57:40 PM


You think loan sharks are amusing?

Of course not. No doubt if the CofE takes on Wonga they will act in a responsible fashion when handing out loans.
Title: Re: CofE considering buying Wonga
Post by: Steve H on September 16, 2018, 05:18:05 PM
I must be following your example! ::) My comment was actually meant to be amusing.
OK, my comment was iuncalled-for. Apologies.
Title: Re: CofE considering buying Wonga
Post by: Robbie on September 16, 2018, 06:21:56 PM
I doubt the AofC has much say when it comes to his church's finances but as he's publicly suggested buying Wonga, they might seriously consider it.
Title: Re: CofE considering buying Wonga
Post by: Roses on September 16, 2018, 06:28:09 PM
I doubt the AofC has much say when it comes to his church's finances but as he's publicly suggested buying Wonga, they might seriously consider it.


Welby knows quite a bit about finances, before he joined the church he became treasurer of the oil exploration group Enterprise Oil plc in London in 1984.
Title: Re: CofE considering buying Wonga
Post by: jeremyp on September 16, 2018, 08:11:33 PM


But why would offering a loan at a considerably reduced rate of interest - as I understand it, lower than the normal market rate for such operations, be considered being a 'loan shark'?
It wouldn't, but on the other hand, Wonga couldn't make a profit with its high interest rates which implies that the CofE will lose money if they go through with this.
Title: Re: CofE considering buying Wonga
Post by: Rhiannon on September 16, 2018, 08:13:28 PM

Welby knows quite a bit about finances, before he joined the church he became treasurer of the oil exploration group Enterprise Oil plc in London in 1984.

Totally different bag though.
Title: Re: CofE considering buying Wonga
Post by: Rhiannon on September 16, 2018, 08:14:10 PM
It wouldn't, but on the other hand, Wonga couldn't make a profit with its high interest rates which implies that the CofE will lose money if they go through with this.

My guess is he’d want to turn it into a credit union, although I’ve no idea if that’s possible.
Title: Re: CofE considering buying Wonga
Post by: Roses on September 22, 2018, 11:51:33 AM
https://www.bbc.co.uk/news/uk-45611563

The CofE has decided not to take on Wonga.
Title: Re: CofE considering buying Wonga
Post by: Robbie on September 22, 2018, 01:56:49 PM

Welby knows quite a bit about finances, before he joined the church he became treasurer of the oil exploration group Enterprise Oil plc in London in 1984.

Yes but I meant the CofE's finances & even if he does know, not his main focus.

https://www.bbc.co.uk/news/uk-45611563

The CofE has decided not to take on Wonga.

Ah well such is life.